<br/> <br/> <br/><br/>Purchasing a new car is something Americans enjoy doing, and when the mood hits them they want to be driving a new car almost immediately, without any todo. This cannot be very sensible, given the cost of cars, which rank only behind buying a house as your biggest lifetime expense. Consider the lengths you go to when buying a house, but don't think about when it's a car.<br/><br/>If you buy a house, there's someone alongside you every step of the way, starting with the broker who must find the right house for you. Then you might retain an attorney to check over the contract, while the title company will ensure that you get clear title to the house. When you decide to buy a car you usually are on your own, with no-one to assist you. You can complete the entire process of buying a new car in a few hours flat, and drive off with your new car. There may be a price, though, and in most cases it is that you spend more than you otherwise would.<br/><br/>You should allow it to be non-negotiable that you visit one dealership with the clear commitment to not buy a car that day. Make the commitment that you're only going to look at cars and do test drives, whereafter you will return home for more research. Search online and examine the costs of the dealers, if there are option prices and what the safety ratings are, and don't forget manufacturer to dealer incentives that may not have been disclosed to you. Know before you ever enter the dealership, how much you can afford to spend, and don't get talked into a more expensive car under any circumstances. You are the one who is going to suffer when you do not make the required payments and the car is repossessed.<br/><br/>Whenever a calculation is done by the finance manager, make him show you the calculations. By simply attaching a couple of dollars to your payment, which you will never be aware of, car dealerships can increase the amount of money they make. An example of this happens when you tell a salesman you can afford a $500 payment each month, and he finds a deal for $460 but tells you $480. Incredible that's great, is what you most likely think, but back at the ranch you are going to be paying an additional $20 per month. Keep them honest and don't allow them to take your money. What works well is always to record notes about everything that you learn, even the salesman's talk. This way there's no question and hopefully integrity can prevail.<br/><br/>Any time you stay in charge of the process, buying what is, after all, your new car, should be an experience to be enjoyed. When you have misgivings regarding a deal, or feelings that you are being had, leave at once and try somewhere else. It is your money and your choice, after all.